Chambers open Monday to Sunday, 10:00 – 20:00
Bar Council of Maharashtra & Goa · Roll No. MAH/5287/2023 tamashaikh123@gmail.com
Adv. Tamanna ShaikhAdvocate · Malad West, Mumbai
  1. Home
  2. Free Legal Tools
  3. Society Dues Checker: 12% Interest Cap and Non-Occupancy Charges (Maharashtra 2026)
Free Legal Tools

Society Dues Checker: 12% Interest Cap and Non-Occupancy Charges (Maharashtra 2026)

Since June 2026, the Maharashtra Co-operative Societies (Amendment) Rules, 2026 limit what a housing society can charge. Interest on late dues cannot be more than 12% a year simple interest, and non-occupancy charges for a rented-out flat are 10% of its service charges. Use this tool to check your bill.

Tool · Rule 106C-12, Maharashtra Co-operative Societies Rules

Society dues checker

A guide based on the 2026 rules. Your society’s general body resolutions and bye-laws also matter. Nothing you enter is saved or sent anywhere.

Limits under the 2026 rules

ChargeLimit
Interest on late duesFixed by the general body; not more than 12% a year, simple interest (earlier bye-laws allowed up to 21%)
Non-occupancy charges10% of the flat’s service charges, for flats let out by the owner
Service chargesDivided equally among all flats, whatever their size
Sinking fundAt least 0.25% a year of the flat’s construction cost
Repair and maintenance fundAt least 0.75% a year of the flat’s construction cost

Worked example

Service charges are Rs 3,000 a month and the flat is let out: non-occupancy charges can be at most Rs 300 a month. On Rs 20,000 unpaid for six months, interest at 12% simple comes to about Rs 1,200; at the old 21% it would have been about Rs 2,100.

These tools give general information to help you prepare. They are not legal advice, and nothing you enter is stored or sent anywhere.

Related

Consultation

Have a question about this? Ask.

Consultations are by appointment — at the chambers in Malad West or on the telephone.

WhatsApp